When you first got your home in the great state of Florida, foreclosure was probably not on your mind. However, life can throw you many curveballs, including things like demotions, medical bills, and many other incidents. Regardless of how you got into your situation,...
Foreclosure Defense
Floridians currently face the highest foreclosure rates in the US
A 2020 housing survey shows that Florida has the highest number of people behind on their rent or mortgage in the country. Over half of the households in Florida are currently behind in their housing payments. Without intervention, this could result in the state...
Staying in your house following foreclosure?
When you get the notice about your house going into foreclosure in Florida, you might be scrambling to find a new place to live. Fortunately, you might have some time before you're officially evicted from the house. Depending on the situation, that time can range...
What are your options after a notice of default?
When you receive a notice of default from your lender in Florida, foreclosure might seem inevitable. However, you have a few options that could give you some control over the situation. Here's what could happen after you receive your notice of default. What are your...
Homeowner’s rights under foreclosure
When homeowners fall behind on mortgage payments, banks may issue a foreclosure. However, the process must be conducted legally, and homeowners have rights under the law. Knowing how foreclosure works in Florida can help make homeowners aware of any illegal...
UPDATED COVID-19 FORECLOSURE MORATORIUM GUIDELINES
The initial wave of national lockdowns that began more than six months ago kicked off an extended period of unease for millions of homeowners. The effects of the COVID-19 pandemic have still not been fully realized, and as a result, several agencies responsible for...
HOW TO IMMEDIATELY STOP A FORECLOSURE
In the aftermath of COVID-19, the number of foreclosure suits are expected to increase in Miami Dade County and around South Florida. In order for homeowners to properly protect themselves, understanding last-minute strategies to avoid foreclosure will be extremely...
LANDLORDS PREPARING TO SUE STATE OVER MORATORIUM
On July 1, 2020, Governor Ron DeSantis issued an extension to the Moratorium on evictions and foreclosures. A group of South Florida landlords is preparing to sue the state over the ongoing Moratorium that has placed a hold on evictions and foreclosures in Florida....
COVID-19 MORTGAGE DEBT RELIEF
Homeowners whose finances have been affected by the COVID-19 pandemic may find several relief options to alleviate their situation. For those struggling significantly, assistance may be available via suspended payments (forbearance), a pause on foreclosure evictions,...