Seeking Justice Together
Credit cards are an invaluable tool for many, but at the same time, they can cause numerous problems for individuals. For example, it is difficult for some to avoid falling back into the cycle of credit card debt after getting out of it once. How can a person keep...
Even if you have health insurance coverage, you could still incur significant medical expenses that you are responsible for paying yourself. According to CNBC, medical debt is a factor in approximately two-thirds of all bankruptcy filings. However, in 2017, the three...
Debt collectors have a tricky job. They have to follow the rules outlined by the Fair Debt Collection Practices Act (FDCPA), while simultaneously ensuring that they collect all the money they need. Sometimes, debt collectors may cross the line while attempting to do...
If you find yourself in trouble financially, you may immediately think about filing for bankruptcy. However, that is not always the answer. You may have other options that can help you to avoid that dramatic step. One thing you may consider is negotiating with your...
Debt collection is big business in the U.S. In fact, according to the Congressional Research Officer, the industry is worth more than $13 billion annually. If you are behind on your bills, you can expect one of the roughly 7,000 debt collection agencies in the U.S. to...
High credit card balances may feel overwhelming and impossible to manage. A study by the Harvard Business School found that consumers may remain in debt because they focus on outstanding balances. Researchers believe that viewing the total amount of debt may cause you...
If you can't manage your debt in Miami, Florida, you have the option of bankruptcy. Bankruptcy discharges certain unsecured debts through liquidation in Chapter 7 or a repayment plan under Chapter 13. However, since bankruptcy can lower credit scores for a few years,...
Debtors in Florida overwhelmed with debt often make hasty decisions, such as borrowing from retirement, which leaves them in a worse circumstance. Bankruptcy is an option debtors can pursue, but it also has consequences. A more sensible option for some debtors to...
Bankruptcy isn't only your option if you're trying to get out of debt in Florida. Before you file for Chapter 7, you can try a number of debt relief options that might make your finances more manageable. If you successfully get your debt paid off, you can forget about...
Losing a job or getting sick can make it hard to stay current on your home loan. However, lenders in Florida and elsewhere may be willing to offer a special forbearance. This type of relief is typically available to those who have missed 12 or fewer payments...