Seeking Justice Together
A home foreclosure is a life-changing event for most people. You and your family can be forced to move out of your home with little time to prepare or find a new place to live. Or you might save your home (or at least get to sell on your own terms) after a lengthy and...
Many people in Florida struggle to stay on top of their bills. If you count yourself among those having a hard time keeping up with mortgage payments, you may worry about your mortgage lender threatening you with foreclosure. While there are legitimate, dedicated...
A growing number of Florida residents are facing the threat of foreclosure, and research shows that the issue is not exclusive to Florida. The number of homes in foreclosure across the United States has risen rapidly in recent years, leading to an influx of homeowners...
If you fall behind on your monthly mortgage payment and cannot catch up, there are several options available to you. One such option is a deed in lieu of foreclosure. This is an agreement in which you turn over ownership of your home to your mortgage lender in...
Florida is a top state for real estate transactions, as many people worldwide want to live and do business in this pleasant location. With such a desirable area, it may be surprising to discover that the state has one of the highest foreclosure rates in the United...
Foreclosure rates are on the rise nationwide, especially in Florida. Read on to find out where Florida ranks nationally, some potential factors that may contribute to the increase and what these statistics mean for Floridians. Where does Florida rank in foreclosures?...
When most people hear the word "foreclosure," they think of a bank foreclosing on a home because the homeowner did not make the mortgage payments. Many people are not aware that there are circumstances where a homeowners' or condominium owners' association may...
A U.S. District Court filed an order to resolve the department's Fair Housing Act claims against defendants accused of discriminating against Hispanic homeowners. The lawsuit accused the defendants of engaging in predatory and discriminatory behavior that caused...
The expiration of the foreclosure moratorium brings the real estate market into uncharted territory. Black Knight, an analytics firm, reported a 700% increase in foreclosures in January 2022 compared to the previous year. With rising commodity prices and increasing...
Each state has a different procedure for how banks may begin foreclosing on a home. As noted by Experian, Florida’s statutes require lenders to follow a judicial foreclosure process. A bank must file a complaint with the court and obtain an order to start a...